Mold and Insurance Claims: What You Need To Know to Protect Yourself

Future Insurance Hassles

The rebuilding after Hurricane Sandy is well underway. But if your home floods again and mold returns, your insurance company may question whether the mold was caused by the new event and not from Sandy. Without proof that your home was deemed mold-free after repairs were made, the insurance company might take the position that a new claim is not justified or that you have met your policy limit.

Protect Yourself with Proper Documentation

An independent environmental testing company like RTK Environmental Group will provide you with a detailed report, documenting that your home is safe or is cleared to be rebuilt, and has a safe environmental toxin level (mold, lead, asbestos, radon, bacteria, and other toxins).

This documentation will be critical when you sell your home or for insurance claims. To ensure that your document will hold up in possible legal situations or in court, make sure the company that performs the testing is certified, licensed, insured, and does not perform remediation, which could result in a conflict of interest claim. Be prudent. Call RTK Environmental Group to perform the independent test at (800) 392-6468.

ATP surface tests are not recommended for identifying coronavirus as they test for bacteria – not viruses. A DNA surface test will give you more accurate results.

    
 
 
        
   charles morgan 
 
 
 
   Trustindex verifies that the original source of the review is Google. John was great. Explained everything along the way. Took 9 samples. Look forward to getting full report
  
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   leo pasten 
 
 
 
   Trustindex verifies that the original source of the review is Google. Excellent services from the beginning to the performance of the test. Thanks for all the time spent in our job. John and Oscar we are very grateful.
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   R R (RR) 
 
 
 
   Trustindex verifies that the original source of the review is Google. Tom was extremely helpful, informative, thorough, and polite. Thank you!
  
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   Angela Welcome 
 
 
 
   Trustindex verifies that the original source of the review is Google. The expert was prompt and extremely o knowledgeable.  He explained every step as he performed the test. Also gave good tips on cleaning the air and safe products.
  
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   Trustindex verifies that the original source of the review is Google. Our tech was very knowledgeable and explained everything to us regarding his assessment in a way that was way to understand.
  
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   Trustindex verifies that the original source of the review is Google. Ron was very thorough and knowledgeable - we appreciated his expertise, demeanor, and professionalism. Would call again
  
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   Trustindex verifies that the original source of the review is Google. Tom was great! On time, professional . Cant say enough about him. Many thanks
  
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